Our UNIQ Blog
Welcome to our blog! We will try and keep you up-to-date on news and regulations happening in the benefits world and share insights we think you can use and apply to your business. Subscribe below to stay abreast on things happening at UNIQ!
Critical Illness Insurance Provides Vital Protection to Employees
The typical family's income slips by more than $12,000 in the year after a breadwinner suffers a critical illness such as a heart attack, stroke or cancer, according to a study by Metropolitan Life Insurance Company. This reduction of income isn't primarily due to...
More Employers Offer Menopause Benefits
A growing number of employers are adding menopause-related benefits to their health and wellness programs, recognizing both the personal and business impact of this phase of women's health. According to a 2023 Mayo Clinic report, menopause-related symptoms are...
Health Insurers Pledge to Simplify Prior Authorization
In a major announcement, America's Health Insurance Plans (AHIP) said that more than 50 major insurers — including UnitedHealthcare, Aetna, Cigna and various regional Blue Cross Blue Shield plans — have pledged to significantly streamline the prior authorization...
Legislative Wrap-Up: Three Health Benefits Bills Employers Should Know About
Health insurance is back on the legislative agenda in Washington, with several proposals that could reshape how employers provide coverage to their workers. Three bills gaining traction in the House aim to overhaul parts of the Affordable Care Act (ACA), expand access...
Alternative Group Plan Funding Gets a Second Look
Watching their group plan premiums climb higher with each passing year, some employers start looking into alternative funding strategies in hopes they can get a better handle on their employees' health costs. While group plans are the standard, larger employers have...
Why Capturing Group Health Plan Data is Crucial for Employers
Gaining access to plan claims data and expenditures can help employers identify their plan’s main cost drivers and any under- or overutilization. Employers whose plans are spending less than average can use that information as leverage if they want to negotiate for...
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