Our UNIQ Blog
Welcome to our blog! We will try and keep you up-to-date on news and regulations happening in the benefits world and share insights we think you can use and apply to your business. Subscribe below to stay abreast on things happening at UNIQ!
Reminder: Employers with 10 or More Staff Must File ACA Forms Online
With 2025 just a few months away, it's important that small employers understand their group health insurance reporting obligations under the Affordable Care Act as they changed at the start of 2024. Before 2024, only employers that sent out 250 or more Forms...
ACA Group Health Plan Affordability Level Up Sharply
The IRS has significantly increased the group health plan affordability threshold — which is used to determine if an employer's lowest-premium health plan complies with the Affordable Care Act rules — for plan years starting in 2025. The threshold for next year has...
How Your Staff Can Save on Childcare, Health Services
One of the most underused employee benefits available is the "cafeteria" plan ― which can benefit both the employer and the employee. These plans allow workers to withhold a portion of their pre-tax salary to cover certain medical or childcare expenses. The benefits...
Get an Early Start on Open Enrollment
As open enrollment is right around the corner, now is the time to make a plan to maximize employee enrollment and help your staff select the health plans that best suit them. You'll also need to make sure that you comply with the Affordable Care Act if it applies to...
Employers Use Variety of Strategies to Provide Competitive and Cost-Effective Health Care Benefits
As they wrestle with providing attractive but affordable health care benefits for employees, employers are trying a variety of strategies. A recent report from insurance brokerage Gallagher shows businesses are balancing workers' physical and emotional health against...
Medicare Changes Could Affect Your Group Health Plan
New Centers for Medicare and Medicaid Services rules that take effect Jan. 1, 2025 will significantly affect employees' decisions on whether to continue staying with your group health plan while eligible for Medicare. Under changes in Medicare Part D drug plan rules...
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