Our UNIQ Blog
Welcome to our blog! We will try and keep you up-to-date on news and regulations happening in the benefits world and share insights we think you can use and apply to your business. Subscribe below to stay abreast on things happening at UNIQ!
What Workers Need to Know About Group Life Insurance
Voluntary group life insurance is offered to employees as an optional benefit, and often employers will pay the small premium as an employee retention tool and to provide workers some peace of mind for their families. There are various avenues for funding these group...
Health Plans Covering Fewer Drugs, Imposing More Restrictions
As prescription drug costs continue growing and pricey new pharmaceuticals add to health plans' cost burdens, some carriers are starting to reduce the number of medications they'll cover and are imposing new barriers to accessing the most expensive ones. According to...
Study Predicts 8% Group Health Plan Cost Increase for 2025
A new study predicts that group health insurance costs will jump 8% in 2025, on par with what American employers have experienced this year and in 2023. The higher rates reflect the costs borne by health insurers, which are seeing more claims for care that was...
Addictions Are Rising Among Workers; What Employers Can Do
According to a study by the Substance Abuse and Mental Health Services Administration, 10% of America's workers are dependent on one substance or another. The nation is still battling the biggest drug scourge: opioid and fentanyl. Provisional data from CDC's National...
Helping Your Employees Get the Most out of Their Health Plans
Every year employees across the country choose the wrong group health plan from their employer because they don't understand the coverage and what type of plan is best for their circumstances. This ends up costing them hundreds if not thousands of dollars in...
Voluntary Benefits Demand Surges as Employees Seek to Defray Costs
Sales of voluntary group benefits grew at a record pace in 2023 as more employers expand their offerings and demand continues booming as employees seek out benefits that can defray costs, according to new research. Premiums collected for employer-sponsored voluntary...
Better Benefits is Our Mission
Try something different…be UNIQ!!