by Nick | Mar 16, 2026 | Custom Content, Employee Benefits, Health Insurance
Choosing a health insurance plan can feel a lot like solving a puzzle—there are many moving pieces, and the best fit depends on how they come together for your unique situation. With so many options and acronyms—HMO, PPO, POS, EPO, HDHP—it’s easy to feel unsure about...
by Nick | Mar 10, 2026 | Human Resources (HR), Zywave Content
Your health insurance member identification (ID) card is proof of your coverage and a vital source of health plan information. It allows you to access medical care, verify coverage and ensure accurate billing. However, because these cards often include various...
by Nick | Feb 25, 2026 | Health Insurance, Zywave Content
The Affordable Care Act (ACA) created a federally financed subsidy, known as the premium tax credit (PTC), to help eligible individuals and families with low to moderate incomes afford health insurance purchased through an Exchange. During the COVID-19 pandemic,...
by Nick | Feb 16, 2026 | ACA
Employers must prepare for Affordable Care Act (ACA) reporting covering the 2025 calendar year. Staying ahead of these deadlines is critical for Applicable Large Employers (ALEs) and providers of self-insured health plans. Who is Required to Report? Reporting...
by Nick | Feb 9, 2026 | Custom Content, Employee Benefits, Supplemental Insurance
Offering voluntary benefits is an excellent way to strengthen your overall benefits package, stand out from competitors, and enhance employee satisfaction—all with minimal impact on your budget. However, while employers often provide a wide range of voluntary benefits...