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Poor Health Insurance Literacy Hurting Your Employees, Your Bottom Line

Poor Health Insurance Literacy Hurting Your Employees, Your Bottom Line

by Uniq Benefit Solutions | Jun 10, 2025 | Uncategorized

Poor health insurance literacy among plan enrollees costs both them and plan sponsors billions of dollars each year, according to a new report by Cigna Healthcare. According to the report, Americans with poor knowledge of how their health insurance works are twice as...
‘Big Beautiful’ Tax Bill Would Make Major Changes to HSAs, ICHRAs

‘Big Beautiful’ Tax Bill Would Make Major Changes to HSAs, ICHRAs

by Uniq Benefit Solutions | Jun 6, 2025 | Uncategorized

The “Big Beautiful” tax bill being debated in Congress has several provisions that would make major changes to rules governing individual coverage health care reimbursement arrangements and tax-advantaged health savings accounts. Many of these changes...
2026 HSA Contribution, HDHP Cost-Sharing Limits

2026 HSA Contribution, HDHP Cost-Sharing Limits

by Uniq Benefit Solutions | May 27, 2025 | Uncategorized

The IRS has announced slightly higher health savings account contribution limits for 2026, with the amount increasing 2.3% for individual HSA plans. The IRS updates this amount annually, along with minimum deductibles and out-of-pocket maximums for high-deductible...
Why Employers Should Promote Checkups to Control Group Health Insurance Costs

Why Employers Should Promote Checkups to Control Group Health Insurance Costs

by Uniq Benefit Solutions | May 12, 2025 | Uncategorized

One often-overlooked factor that can drive up group health plan premiums is employee health behavior, particularly the tendency to skip preventive care visits. According to Aflac’s most recent “Wellness Matters Survey,” 94% of Americans have delayed...
SMEs Prioritize Group Health, But Some Make Financial Tradeoffs: Survey

SMEs Prioritize Group Health, But Some Make Financial Tradeoffs: Survey

by Uniq Benefit Solutions | May 6, 2025 | Uncategorized

A new poll has found that most small and mid-sized enterprises consider offering group health insurance benefits to their staff a fundamental business value, despite many firms making difficult financial tradeoffs to maintain that coverage. It’s been...
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